Tuesday, March 9, 2010

Individual Health Insurance Plans

Tips to Lower Premiums:



When self employed or no coverage is offered at work


Consider High Deductibles
Choosing a higher annual plandeductible will lower yourmonthly premiums!




Mix-and-Match Plans
Mom and the kids may needa comprehensive plan but dadmay be comfortable in a basicplan or HSA-eligible plan.The total premium you paymay be less than if everyonewas on the same plan.




Dependent-only Coverage
Individual health coverage isan alternative to group dependentcoverage. Plans withchild-only rates and optionalkid-friendly benefits may costyou less than dependent coverageon a group plan.


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